Blog Notes

Synopsis 

“Reasonable Rate of Return" 

( Focus Project) 

by Charles Calhoun Jr

Updated 4.25.2021

     Wall Street may be the answer to prosperity when approached strategically, and making investments in companies that are part of your everyday life may be easier than you think. Just look at some of the companies whose products you use daily such as "Unilever PLC" Ticker Symbol: UL;  “Johnson & Johnson” Ticker Symbol: JNJ;   "Valero Corporation" Ticker Symbol: VLO;   “Nestle” Ticker Symbol: NSRGY;   "Exxon Mobil Corporation" Ticker Symbol: XOM;   "Chevron Corporation" Ticker Symbol: CVX;    "Phillips 66" Ticker Symbol: PSX;   “American Express” Ticker Symbol: AXP;   “Visa Inc.” Ticker Symbol: V;   “Mastercard Inc.” Ticker Symbol: MA;   Discover Financial Services: DFS; "Newell Rubbermaid": NWL;   "Kimberly Clark Corp": KMB. 

     Most of these companies have been around for a long time and are very stable, pay dividends and have positive balance sheets.  

     There are a lot of major changes occurring around the globe that have a serious impact on the state of the economy. Mergers and acquisitions coming up in the near future will help to expand the opportunities available for the global society. It's always helpful to research the potential impact that such deals will have on our economy before making an investment decision. Nonetheless; the future outlook on the economy appears to be very good and we will see more successful people in different areas of the world.

Book to Read in 2021 “PIGGYBANKING”: Preparing Your Financial Life for Kids and Your Kids for a Financial Life. by Jeff D. Opdyke

     The reasonable rate of return is very important for high school students doing internships during the summer months in the corporate world. This will allow students the opportunity to learn more about how the corporate world operates and help them decide what focus area to study before going to college. In addition, attending summer camps outside of their area will allow them an opportunity to fulfill some childhood dreams and learn more about the rest of the world and how their opportunities can help make their education experience pleasurable. 

     

     Teaching young people how to manage their finances is the first step to helping them become more responsible like Jim Cramer pointed out on an episode of Mad Money. "There's nothing more gratifying than seeing your child's face light up when you give him or her the perfect present for the holidays. Oh wait, yes, there is: Seeing them succeed their whole lives! And guess how you make that happen? You teach your kids about money and investing as young as possible" Jim Cramer. Kids learn very fast and catch on too anything that they hear. Just listen to them sing the words of songs.

Reading List 2021 Summary “Winning” - Jack Welch and Suzy Welch

Reading List 2021 "The Inspirational Leader" By Gifford Thomas

Book to read in 2021 “The Wall Street Journal. Complete Personal Finance Guidebook”

by Jeff D. Opdyke.

     More millionaires and billionaires will be created in this decade that will be responsible for taking the global society to higher levels. The very thought of poverty will soon cease to exist as the world continues to redevelop itself. More people will be involved in helping to make sure that countries do not come close to failing. The job outlook for future professionals will be very high due to the rapidly growing economy. Moreover; I am very bullish on the future of the stock exchanges around the globe and will be diversifying my portfolio accordingly.